The Lowdown on HELOCs...

The Lowdown on HELOCs

Our HELOC Loan Rates Are Low & Our Process is Quick & Painless

Your home is one of your biggest financial assets, and tapping into its equity can be a powerful way to achieve your financial goals. Whether you’re looking to consolidate debt, fund home improvements, or cover unexpected expenses, a Home Equity Line of Credit (HELOC) or a Home Equity Loan (HELOAN) can provide the financial flexibility you need.

We're here to make the HELOC process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HELOC Loan Qualifier.

The HELOC and HELOAN Process

Here's how our home loan process works:

  • Complete our simple HELOC Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

What's Difference Between A HELOC And A HELOAN

HELOC (Home Equity Line of Credit)

A HELOC functions like a credit card, allowing you to borrow as needed up to a set limit during the draw period. You pay interest only on the amount you use. This option is ideal for those who need ongoing access to funds.

Key Features:

  • Flexible borrowing - access funds as needed
  • Interest-only payments available during the draw period
  • Variable interest rate, which may fluctuate over time
  • Great for ongoing or unpredictable expenses

HELOAN (Home Equity Loan)

A HELOAN provides a one-time lump sum at a fixed interest rate. You repay it in regular installments over a set term, making it a great option for large, one-time expenses like home renovations or debt consolidation.

Key Features:

  • One-time lump sum with a fixed interest rate
  • Predictable monthly payments
  • Ideal for big expenses with a clear budget
  • No ongoing borrowing or line of credit access
Why a HARP Loan?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed-Rate Mortgage

    Fixed-Rate
    Mortgage

  • Adjustable Rates (ARM)

    Adjustable Rates
    (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, &
    USDA Loans

  • Terms from 5 to 30 Years

    Terms from
    5 to 30 Years

Get Your FREE HELOC OR HELOAN Quote Now!

Home Equity is at an all time high! Get in touch with us today to explore your HELOC and HELOAN options. Get a FREE customized quote below:

I Want My HELOC Loan Quote